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Ireland income tax calculator

Estimate your Irish income tax, USC and PRSI for 2026, including pension relief and tax credits, with a 2025 comparison alongside.

Status

Marital status
Do you have a child(ren) in respect of whom you are in receipt of child benefit?
Do you have any dependent child(ren) of which you are the principal carer?

Income and allowances

€
€
€

For the Rent Tax Credit. Not available with HAP, RAS, Rent Supplement or an approved housing body, and the tenancy must be registered with the RTB where that is required.

€

Relief is capped by your age band and €115,000 of earnings: any excess gets no relief.

Rates current as of October 2026. Source: revenue.ie

Budget 2027 changes the bands, credits and USC from 1 January 2027. Announced in Budget 2027, subject to the Finance Bill (checked 29 October 2026). See what Budget 2027 changes for you →

Content reviewed by Arif Bhuiyan, FCA, ACA, MBA, MSc, and a group of Ireland-based finance professionals who want to make financial literacy easier for people in Ireland.

Income tax, USC & PRSI

Full annual position across all three deductions, with the 20%/40% band split and every tax credit itemised so each number is traceable to a rule.

Pension relief, done right

Applies the age-banded relief cap on €115,000 of earnings, pension reduces income tax only, not USC or PRSI, and any excess above the cap gets no relief.

2026 vs 2025

Shows both tax years side by side and the year-on-year change, so you can see what each Budget changed in the bands, credits, USC and PRSI.

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