Insights
Guides, explainers and news on Irish tax and personal finance, in plain English.
Latest News
Capital Gains Tax standard rate reduced to 31% from 7 October 2026
The standard Capital Gains Tax (CGT) rate falls by 2 percentage points to 31% for disposals on or after 7 October 2026, while the rate on development land remains at 33%.
1 min read
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News
Revenue updates guidance on “sole purpose” for foreign retirement lump sums
Revenue has amended its Taxation of foreign retirement lump sums manual to clarify the meaning of “sole purpose” under section 200A. The change affects overseas pension arrangements that allow non‑retirement withdrawals.
1 min read
News
Consanguinity relief reduces Stamp Duty to 1% on certain land transfers
Revenue has clarified that a reduced 1% Stamp Duty rate applies to land conveyances between specified related persons under the Consanguinity Relief provision.
1 min read
News
Stamp duty exemption for small‑cap securities under Section 86B
Section 86B exempts stamp duty on transfers of stocks listed on a relevant market when the issuer’s market capitalisation is under €1 billion, affecting companies and investors in small‑cap securities.
1 min read
News
Changes to Mineral Oil, Natural Gas and Solid Fuel Carbon Tax rates
From 14 October 2026 the Mineral Oil Tax on non‑propellant kerosene and the Natural Gas Carbon Tax are reduced, and a planned increase to Mineral Oil and Solid Fuel Carbon Tax is postponed to 1 May 2027.
1 min read
Tax
How Irish income tax works: bands, credits, USC and PRSI
Your payslip takes three separate deductions. Here is how each one works, with a worked example for someone earning €50,000 in 2026.
2 min read
Mortgages & property
How much can you borrow? Ireland's mortgage rules explained
Two Central Bank rules set the most you can borrow: one based on your income, one on the price of the home. Here is how they work together.
2 min read
Investing
Deposits, State Savings, ETFs and shares: how each is taxed
The same return can be taxed very differently depending on where your money sits. Here is how each option is treated in Ireland.
3 min read
Starting a business
Sole trader or limited company? The tax difference
A sole trader pays income tax on every euro of profit. A company pays 12.5% on profit it keeps. Here is what that means in practice.
2 min read
Tax
Capital gains tax in Ireland: a beginner's guide
What counts as a gain, the €1,270 you can make tax-free each year, the reliefs people ask about most, and when the tax has to be paid.
2 min read
Personal finance
A yearly money check-up: five things worth reviewing
Twenty minutes once a year can save real money. Five things to check, from your tax credits to the rate on your savings.
1 min read
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