Ireland mortgage calculator
Compare monthly repayments across Irish lenders: variable, fixed and green rates as of October 2026.
Budget 2027 raised Help to Buy for first-time buyers of a new home from €30,000 to €35,000, for applications from 7 October 2026. Announced in Budget 2027, subject to the Finance Bill (checked 29 October 2026). See what Budget 2027 changes for you →
Content reviewed by Arif Bhuiyan, FCA, ACA, MBA, MSc, and a group of Ireland-based finance professionals who want to make financial literacy easier for people in Ireland.
Compare Irish lenders
Monthly repayments across Irish lenders, with each product's interest rate, APRC and incentives side by side. Only rates checked on the lender's own site are shown.
Every rate type
Filter variable and fixed rates, including green mortgage rates for energy-efficient homes and cashback offers.
Central Bank guardrails
Flags where your loan sits against the loan-to-income and loan-to-value limits, and where your term runs past typical lender age caps.
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